We are a locally-owned bank with over 125 years of service to our community. We strive to treat our customers like our family. When you call us, you won't hear a recording, instead you'll hear a friendly voice. We are a full-service bank, so from checking accounts to loans, we've got you covered.
NOTICE: The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category. If you have any questions, please contact one of our account representatives.
Important disclosure regarding the FDIC transaction account guarantee program
First Bank and Trust Company is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.
